♪ ♪ i'm tour'e, it's going to be a december to remember. remember the deadline for the obama care website, depending on how you ask, santa has arrived. >> or hanukkah harry depending on who you ask. >> i'm krystal ball, a lot of people would take any type of health care plan and living wage to pay for it. their stories coming up. >> all of that plus the other story that's have america talking today. the terrible train derailment in new york, new details are coming in as we speak. hawaii says aloha to

marriage equality as the first ceremonies take place. a life that was taken too soon. paul walker's, whose death is a tragic irony for millions of fans. "the cycle" starts right now. >> attention american shoppers, it's cyber monday. a great day to buy online health insurance. the obama administration says it's now hit its 90% goal which was its title -- 90% of its goal. i'm no math whiz but 7 million by march, that's a lot getting a error messages. they can handle 50,000 simultaneously and 800,000 visits a day. preliminary reports say 100,000 people signed up in november, nearly four times october's

numbers but the official numbers are tba. chris cal in relaying data is still not working well. some americans think they are enrolled but their new insurance company says they have no idea. if the december 23rd deadline is right around the corner, which means happy holidays to you and yours and peter alexander is with us from the white house where the christmas tree arrived on friday. we can see behind you marking world aids day today. peter, is the website fixed? >> reporter: is the website fixed? it's a good question. we can say the president believes in the words of jay carney it is significantly improved. they just wrapped up the white house briefing a matter of moments ago. they can see there's more work that needs to be done address egg the issues that you just brought up. there is a lot of focus on those back end issues making sure that the transmission of people's information actually gets to the

insurers accurately and completely. those transmissions happen at 6:00 p.m. every day. i've been speaking to insurance industry sources and they say later on this week we'll get a real sense of how it's working. in terms of interest in the site, it's true there is interest in the site. through noon eastern time, 375,000 people had visited the site. that doesn't mean they all enrolled for coverage. doesn't mean actually any of them enrolled for coverage. it just means they went. there's a new improved cueing system that means if they are overwhelmed or think they may be overwhelmed to make it a better experience for you, they can e-mail you and tell you when to come back. the real question right now is whether it's sufficient the way the website the working to get to those goals. >> peter, stick around with us. we want to bring in perry bacon, the website appears to be getting better far closer to

what the white house would like it to be. so republicans aren't going to have a website to kick around anymore, are they? >> they won't. although i wouldn't say that right now. i think two issues still remain to be resolved, tour'e. the first issue is i talked with a woman in georgia, trying to enroll in health care for a long time. she told me she got the same message before, the users had too many on the site and couldn't login and get the insurance. the big question will be december 22nd and 23rd, will the website work well then or will we have an october 1st? same question as peter noted. the insurers are not confident they are getting the right information. you don't want a situation where you come in for insurance and they say, well, we don't have the right info. i don't think we should say mission accomplished for the website any time soon. >> perry, we've all been predicting how is the website

going to play in the 2014 election cycle but we forget that many congressional hopefuls and incumbent members are already running for re-election or running to be elected. how is the website rollout and politics of obama care in general, how is that playing on the ground already? >> it's playing very differently depending on where you are. i'll give you two examples. you probably heard about kentucky where the website is going really well. i know the new york times and "washington post" talked about that a lot. if you go to kentucky, what you hear is that mitch mcconnell is still loud and proud saying we should repeal obama care. and the democratic candidate there running and her name is allison grimes. so far even though kentucky has a good website, she is still very weary of this law. her view is still obama care not going to help you win in kentucky. on the other hand in florida, you have charlie crist, now a democrat, running for governor there. he made one of his big issues the medicate expansion which is

popular. florida has not allowed the medicaid expansion. and he thinks it's a winning issue with the democrats in florida. >> the website is working better but still underlying issues only just beginning to make head way like identity verification and enkolment data which is leaving some insurers and states like connecticut really uncomfortable and now looking for ways around the federal system, ways to enroll customers directly. this is how the new york times put it. some insurers have been inundated for calls for people who signed up for a health plan only to find the company has no record of it and others saying information was inaccurate or incomplete. this concern has only been building. insurers were alarmed on november 19th when the architect of the website said only 30 to 40% of the federal insurance marketplace was being built.

how concerned is the administration about these? >> reporter: i think there is sincere concern. we heard here at the white house that cms, basically, hhs, is reaching out individually, directly to those people who have already enrolled or at least believe they already enrolled. they are trying to make that contact in hopes they can communicate to those people the need to either follow up with their insurance company to make sure the data was properly received or to make sure they pay their premium to make sure that they have the coverage on january 1st as they believe they will. one of the big concerns is that americans who have this problem will show up at the doctor with a kid who maybe had strep throat or something else and get a test and find out, we have not only never heard of you but no record of you having information with aetna or whomever else. it is one of the real focuses they have set right now. the states have been performing better to this point. we heard from new york state. so far they have signed up

roughly 50,100 and change signed up since the beginning of october. that's a state that has its own state run exchange. california, washington, kentucky, other ones like that. the federal system is more challenging. >> that comes to the heart of it, how people hear about this law and all of the things it does and assess whether it's doing anything for them. and we were looking at the trend lines and they've actually barely budged in the sense since 2010 you see there the lowest line, the life of the line is people who actually think the aca has been good for them, that they are better off with it. a much larger share of the country basically thinking they are either worse off or the same. yet, when you break down the groups it gets interesting. if you ask people does it help the insurance, 53% said ya. you get down to middle class, 39% of americans think this helps the middle class. again, when you ask what about

people like you, you drop to 33%. you don't have to be a math whiz to know if you add up the uninsured and middle class, you get a larger number for 33%. >> that's one of the core challenges, they have not been able to sell this. there's a lot of things in this law that would benefit if you're in the middle class. for instance, you can keep your health care plan if your kids under 26 years old. that's broadly useful. that said, a lot of americans view this as a law for somebody else, not really for them, for the poor, but uninsured. when you see in the polls, this remarkable amount of staying exactly the same. i talked to the white house over and over again over the last couple of years and they said this thing will change and people will start liking it. that's not happening. and republicans say this law is going to kill the democratic party. that's not happening either. what you really see is people's

views are pretty stuck on this law and called obama care. some republicans like it and a lot of republicans don't like it and a lot of democrats do like it. i'm not sure it will change for a long time. in fact, the white house's real hope is people stop thinking about the political issue at all and become engrained in politics the way medicare or social security is where it's really hard to take away benefits. >> that's pretty interesting the thing ari put up. >> i learned something today. >> tour'e, we may have to call it romney care again and see -- >> that would definitely work. >> peter alexander and perry bacon and ari, thank you very much. >> francis wilkin son on healing the wounds of obama care, the first monday in december and your home for the holidays in "the cycle." as a working mom of two young boys life could be hectic. angie's list saves me a lot of time. after reading all the reviews i know i'm making the right choice.

online or on the phone, we help you hire right the first time. with honest reviews on over 720 local services. keeping up with these two is more than a full time job, and i don't have time for unreliable companies. angie's list definitely saves me time and money. for over 18 years we've helped people take care of the things that matter most. join today.

♪ by the end of december, we'll be delivering ♪ ♪ through 12 blizzards blowing ♪ 8 front yards blinding ♪ 6 snowballs flying ♪ 5 packages addressed by toddlers ♪ ♪ that's a q ♪ 4 lightning bolts ♪ 3 creepy gnomes ♪ 2 angry geese ♪ and a giant blow-up snowman ♪ that kind of freaks me out [ beep ] [ female announcer ] no one delivers the holidays like the u.s. postal service. priority mail flat rate is more reliable than ever. and with improved tracking up to 11 scans, you can even watch us get it there. ♪

♪ he's got high hopes >> and white house has high hopes for the soft relaunch of healthcare.gov and hope to help the president's standing. many say obama care is prized for surviving. others may be so vested in the aca success they won't let the law fail. that's one reason why francis wilkinson says obama is wounded but obama care is unstoppable. nice to have you back at the table. >> good to see you. >> part of what you talk about here is something that was politically unpopular for a lot

of progressives but you argue baked into this law and these restriction as and these rules is a complete coordination and integration of health care insurance market. that means there's a lot of money riding on this thing working. >> there is a lot of money riding on it. i think the way to look at this and way i like at it, we had inertia health care for a long time. we had something moving along at the certain pace and distance and direction and could not be stopped. obama care was a big, big jolt to that. now we're beginning to have the transition where this massive liner in the middle of the ocean is turning around and beginning to move in another direction. there's going to be a great deal of inertia supporting that as well. the health care industry is part of that. insurers and hospitals and others who depend on the federal funds. >> there's no denying it has been a long road for the president, whether it's been the snowden leak, benghazi leaks or

syria, public opinion polls suggest obama may have done political damage to himself in the last two months than republican attacks did in three years. that's from "the new york times." it's an interesting comparison and tough one to make. i don't agree with that. but what i would say is the damage done over the past couple of months has given republicans a rest from being the punching bag for the political talking class and provided an opening for them to reshape their narrative. if you're president obama, that's never something you want to happen, right? >> that's exactly right. they have an opening. they have to know how to play their hand. but obama has hurt himself. obama care is a big, big problem. when i say i think it's going to survive. i'm not saying that i think everything is wonderful about it and it's moving smoothly. this is a huge problem for him and he has to get over it. >> republicans have a chance, an opening to come up with ideas of their own rather than the party of no. we're also seeing some

enrollment leaks on the rumbles on the left of saying, maybe we can move further to the left and actually have a democratic party that's liberal rather than centrist. i think the elizabeth warren for president thing is a little bit far fetched but what do you think of what's happened to obama and obama care in terms of how that might affect this desire for the democratic party to move to the left? >> there's a lot of talk about populism and elizabeth warren. i honestly don't think that that is going to be a big as factor as others do. 2016 is a long way away. but when push comes to shove, this party has been fairly moderate for the last 20 years. and even though there's enormous pressure in this country. if you look at the situation in this country, incredibly low wages, high unemployment for years. the amount of activity around that, occupy wall street, whatever, is fairly minimal concerning the degree of hurt out there.

>> so true. yeah. >> and i mean, one thing ari was talking about earlier, it's not so much movement on the left as more broadly in america. there's a sort of populist moment. the last thing we breathlessly covered was the government shutdown crisis, the possible debt ceiling default and what came out of that to avert the crisis partly was an agreement that the house and senate would go to conference on a budget and patty murray and paul ryan with others would try to work out a deal. that deadline is approaching. has the fact that we've been focused elsewhere and not watching every little move of this conference actually made it more likely that they could find some sort of deal? >> i doubt it. >> i'm a bit of a possess mist on that and with good reason. there's not a lot of common ground there. republicans do not want to raise any taxes. democrats say we're not going to do what you want if you're not going to do what we want. where do you find common ground

in the circumstance? there's not a lot. a lot of people are predicting they'll make very small changes around the margins, that's what i suspect will happen. >> when you say the narrative that way, it does tilt it a little bit. proposed social security cuts in his own budget, something that tour'e's point, elizabeth warren is actively campaigning against. i wouldn't say they were on the 50 yard line. they were looking at social safety net requirements and that's wasn't enough for republicans to go anywhere in revenue. >> that's entirely fair. when you look at the republicans you're looking at the political party that is now -- its base is elderly people more than anything else. on the one hand ideologually want to curtail social security and medicare and political base that says don't take our social security and medicare away. they are in the position of saying, democrats you propose the social security cuts and you propose the medicare cuts and we'll go along --

>> look, i was someone against that. i remember "new york times" headline, obama opposes cut to key democratic pillar, social security, we love elderly people. they usually don't want to be outgunned on standing up for people who work their own lives and need a social safety net. >> we love old people too. >> i said elderly. >> nice to see you at the table again. >> we know americans trust in major institutions like wall street and the government has been following for years. there's a new survey that says we don't trust each other. it has plummeted to one third. are you among them? david sutherland says, i go by the stone cold steve austin catch phrase, trust no one. like us on facebook and lots of great content there. trust me.

it is just -- >> on fire today. >> oh, man. wow. >> see the laughter around the table. we're going to get you caught up on everything in the news cycle and krystal ball will tell us about her black friday. she was checking out the picket lines and you can check out in a group chat tomorrow right after the show. we promote the web on tv, send in the questions now. [ male announcer ] if you can clear a crowd but not your nasal congestion, you may be muddling through allergies. try zyrtec-d®. powerful relief of nasal congestion and other allergy symptoms -- all in one pill. zyrtec-d®. at the pharmacy counter. there's a lot i had to do... ... watch my diet. stay active. start insulin... today, i learned there's something i don't have to do anymore. my doctor said that with novolog® flexpen, i don't have to use a syringe and a vial... or carry a cooler.

flexpen® comes prefilled with fast-acting insulin used to help control high blood sugar when you eat. dial the exact does. inject by pushing a button. no drawing from a vial. you should eat a meal within 5 to 10 minutes after injecting novolog® (insulin aspart [rdna origin] injection). do not use if your blood sugar is too low, or if you are allergic to any of its ingredients. the most common side effect is low blood sugar, which may cause symptoms such as sweating, shakiness, confusion, and headache. severe low blood sugar can be serious and life-threatening. ask your health care provider about alcohol use, operating machinery, or driving. other possible side effects include injection site reactions and low potassium in your blood. tell your health care provider about all medicines you take and all of your medical conditions. get medical help right away if you experience serious allergic reactions such as body rash, trouble with breathing, fast heartbeat, or sweating. flexpen® is insulin delivery my way. covered by most insurance plans, including medicare. find your co-pay cost at myflexpen.com. ask your health care provider about novolog® flexpen today.

every day we're working to and to keep our commitments. and we've made a big commitment to america. bp supports nearly 250,000 jobs here. through all of our energy operations, we invest more in the u.s. than any other place in the world. in fact, we've invested over $55 billion here in the last five years - making bp america's largest energy investor. our commitment has never been stronger.

we have our eye on a news conference expected in the train derailment. right now the investigation into what went wrong is focused on three areas the condition of the tracks, condition of the train and the man behind the controls who claims the brakes failed while he was rounding that curve. again, we're waiting to learn

more from folks over at the ntsb. in the meantime let's turn to kristen dahlgren on the seen in the bronx since after the accident. anything new? >> reporter: krystal, we're waiting for the ntsb press conference. they now have the black boxes from the train, from the front car and rear car. downloading, looking at, analyzing that data. what they hope to find out from that is the answer to that big question, how fast was it going and were those brakes applied when, how. we're waiting to get any of that. we hope to get it in the 4:00 presser. you can see what's going on. it's been a busy day today. they have righted all of the cars that were flipped over. they've got just two left on the tracks here. they'll be presumably moving those out like they did with the rest of them. they are looking at those cars. they have been raking underneath it. i don't know if you can see through the trees, they are working on raking and seeing if there's anything that they can

pick up that came off the cars that gives some type of idea of what happened. and so they are continuing their investigation here. they had hoped today to talk to the conductor and engineer on the train. we're hoping to learn at 4:00 whether they were able to do that and what if anything they would learn. a lot of officials also waiting to hear those results. the ntsb before it briefs the media will be meeting with senator chuck schumer and richard blumenthal and senator from new york and connecticut. both states serviced by metro north and they had questions earlier. senator blumenthal says this emphasizes the need for railroad safety and severe accidents and service disruptions are unacceptable. that directed at metro north who had issues in the past year or so. there could be a broader investigation or broader look. just last month the ntsb raised concerns about track maintenance on metro north.

that's something that may come into this as well. a lot of questions. we're hoping to get some answers but it's likely this investigation will be going on for a little bit longer. >> kristen dahlgren, thank you so much. also in the news cycle, america was stunned by the sudden death of fast and furious star paul walker, he was killed and speed was a factor in saturday's crash. he was best known as a hollywood action star but also gave back. they were heading to a charity event at the time of the crash. paul walker was 40 years old and being remembered fondly by a lot of people in and out of tinseltown today. >> the state conducted the first same-sex marriages at the stroke of midnight. hawaii is the 14th state as well as the district of columbia that made marriage equality the law. that's the news for now.

time for the spin. nice to be back with you after most of us spent the holiday weekend with family or shopping. for millions of people black friday means go to work at a low paying job and for many others it means black friday is a time to protest the working conditions of the working poor. that struck a chord with krystal ball who decided to spend her black friday in alexandria, virginia, talking to walmart workers on both sides of the protest? >> i want walmart to pay better living wages in retaliation and respect workers. >> reporter: what do you think would be a fair wage? the $25,000 that we do get paid. >> reporter: how much support do you get from other workers at your store? >> i have a lot of support from other workers, they fear retaliation but when i do back to work they do shake my hand and thank me for what i'm doing. >> reporter: what do you think walmart should be?

>> be nice to workers that they have at the store. >> reporter: do you worry at all that if you were to complain about wages or living wages that walmart would fire you or bully you or harass you at all? >> not really because i think -- we have an open door policy here in walmart. i don't believe that those things -- i don't necessarily think about or worry about those things as far as speaking up or something that i think it wrong or whatever. since i've been here it's never been a need for me to say anything because my personal experience has been very good since i've been here. >> we're here to make that change because you work hard, you ought to get treated like you work hard. we're trying to send a message. it's not get into -- through managers at my store, we want a better wage and better living wage. better benefits and we have nothing against walmart, we're

fighting for what we think is right. >> each walmart cost taxpayers between 900,000 and $1.75 million in terms of taxpayers paying for social services for those workers. part of why walmart is able to have such low prices because we are paying part of what their workers earn in terms of their whole income. you've been on this issue as long as i've known you. cared about this. what did you learn you didn't already know? >> i think what i was really struck by -- the protest i was at, nine people were willing to block traffic and get arrested. the energy there and passion around the issue was pretty incredible. it made me realize that this is -- is not a one-off event. the black friday protest this year, there were 1500 of them, over 30,000 people participated around the country. this is a movement that is building and the fast food

workers protesting this weekend and minimum wage laws being pushed in localities and states. people are really at a place where they realize, we have to pay people enough that they can afford to buy goods and support their families and not rely on the government. this should be a conservative thing, making work pay as you point out. one other thing i did get a little gift. proud supporter. they were amazing. and incredibly inspiring because they are risking their jobs to be there and to speak out on behalf of the workers. >> a lot of people there with you are not actually workers at that walmart but what angers me that says outsidage trae agage y are afraid to protest in front of it -- >> this year walmart is one of the retailers that opened up on thanksgiving. you had 1 million walmart workers that had to report for duty at 5:00 p.m.

walmart said they had 22 million who visited on thanksgiving. people should spend holiday with their family. what was the reaction there on the ground with folks shopping and even workers about opening up on a holiday? do you think this is a trend that we'll see years from now. >> i think walmart will look at it and to the bottom line and that's how they make their decisions. but what i would say is we've seen evangelicals move on number of issues, including immigration reform. if you encroach on family time, you have a potential partner in the religious right who want to see people treated fairly and people able to spend time with their family. >> when you look at the minimum wage which we covered repeatedly and members of congress talking about and president is proposed an increase there, you're talking about the rules of the road that always defined the limits. we asked corporations to make as much money as possible and find them to be efficient when they do that.

they have a duty to do that. we have never said that means they can hire, for example, children and have 8-year-olds working in factories, there are countries that allow that. when you look at the people you're talking to, they are part of that long tradition and as private sector unions decline in scale and size, those folks don't have the leadership necessarily that we associate with another era which many people argue makes them even braver. it's important to do that at the state and local level and force this congress to tell us where they stand on minimum wage. >> thanks for going out and doing that. >> i have a feeling ella was there with you? >> it was just me, it was a little cold for her. she was shopping. >> from walmart to wall street, the battle rages on for workplace gender equality.

♪ you know, ronny... folks who save hundreds of dollars by switching to geico sure are happy. and how happy are they jimmy? i'd say happier than a bodybuilder directing traffic. he does look happy. get happy. get geico. fifteen minutes could save you fifteen percent or more on car insurance.

the physical damage was pretty bad. the emotional toll was even worse. our daughter had nightmares. what that robber really took from us was our peace of mind. with adt, we got it back. [ male announcer ] every 14.4 seconds, a burglary takes place in the united states. so rely on the fast alarm response of adt. a single adt system can help protect you from burglary, fire, and high levels of carbon monoxide. when an alarm is received, adt calls the local authorities for help. and you can get this monitored protection, plus great local service, starting at just over $1 a day. and only adt offers a theft protection guarantee. take it from me. the time to think about a security system isn't after something bad happens -- it's before. [ male announcer ] call now and get adt installed for just $49. you could save a lot more than money. hurry, and take advantage of these savings. adt. always there.

♪ >> four decades ago there was a cultural revolution, women who were relegated to be home makers or secretaries said no more. a new generation started entering the workforce and we began to see increasing equality in the workplace. that rapid march towards gender equality that ensued in the '70s and 80s made full equality seem inevitable. case in point, in 2001, women earned 76% of what men earned in a comparable profession. ten years later it has jumped a whole one percentage point to 77%. our next guest is a professor of sociology, who entitled the

persistence of workplace gender segregation in the u.s. and here to talk about how we can get the equality train moving again. phillip cohen joins us now. >> thanks for having me. >> let's look at the problem. why have we seen progress in terms of gender segregation in the workforce, men and women working in different professions? why has that progress stalled? >> i think we have to realize that rather than there being something actively stopping progress, it's more that the sources of progress that we had in the '70s and 80s kind of dried up, that includes the big growth of industries pulling women into the workforce like education and service sector. those are still growing but not growing so fast relative to other parts of the economy. that pulled women in. the growth of women's presence in education and higher education, increased in the '70s and 80s and plateaued sometime in the '90s, depending on which

measure you look at. and then we really saw strong pattern of women entering men's occupations, especially in middle class jobs, those women, college graduates, but not so much movement the other way. women were entering professions like law and medicine or realty or educational administration that had been previously male jobs. but men weren't going into nursing and teaching preschool and elementary school -- >> let's look at some of those numbers. that is such a shocking part of your study. one in four men actually work in fields you report that are dominated 90% by males. one in three women work in fields that have 80% of women in the workplace of the your study tells the story of a professional environment in the united states where huge, huge portions of our working public

are in a one gender office. >> yes, office might not be the words for it -- >> workplace, construction and plumbing and all of that. it is the case that our worlds at home are much more integrated than our worlds at work. this is more strongly for the less educated workforce. those blue color jobs have been much slower to integrate, both male dominated like construction and female like nursing assistants, still about 3/4 female. this wouldn't be so bad if people were just freely choosing any job they wanted and had different preferences but the fact also is the female dominated occupations pay less, even when we can make comparisons that are really as a.m. apples as apples as we can get. we find the male dominated jobs are paying more. >> you really can't have that conversation without acknowledging what you just did. the stereo types that still exist with a number of jobs,

jobs that women just don't want to do and jobs that men don't want to do. it reminds me of a scene from "meet the parents". >> will you stop making fun of me for being a nurse. >> could you try to consider being another profession? >> yjack yes or no? >> ever? >> no. >> okay, yes. >> this movie is not all exaggerating. you have 10% of the makeup are men. 90% of female. this is one of the things that you've talked about that can help us lead to a workplace equality. what needs to change though? >> well, you know, a lot of people talked about the growth of men in nursing over the last decade. on a proportion basis it was pretty dramatic. nursing was 92% female ten years ago, now only 90%. >> we are making progress. >> well, what has to change is there's a strong stigma for female dominated work like there

is for other things that are strongly associated with women. we have two genders but they are not just different. it's not surprising that men don't want to move into what is seen as an inferior role. i think and i've been trying to make the case recently that we could by doing a better job of integrating work and family and getting fathers move involved in parenting their own children and doing housework and child care at home, having workplaces where they expect fathers to do that. that could begin to break down those assumptions and norms about what it is that is the proper or appropriate for men and women to do. >> that will indeed break down the barriers but as a father, i can tell you it is impossible for the man to do more than 50% of the share. it just doesn't work the way the mother/child bond goes. but we have to make it easier for women to be careerists and

mothers at the same time. you talk about the need for expanding child care and paid leave as ways we can help and gender inequality we see. >> it's really about increasing the choices and options people have in putting together a career and family together. when the options are there for both men and women, i think is when we have the potential to start changing things. movement of the industrialized world is pretty shocked to look at. not just the health care that you spend a lot of time talking about. our kids are not going to school at the younger ages that they are in most of europe. where vacations are less and family leave and so on and on. there's a lot more we can do to support the work family integration. >> it's an area where we're really lagging behind. thank you so much. >> thank you. >> battle of the tech titans, apple and android, our phones will never be the same. ♪

cash back card from capital on. it's not the "fumbling around with rotating categories" card. it's not the "getting blindsided by limits" card. it's the no-game-playing, no-earning-limit-having, deep-bomb-throwing, give-me-the-ball-and-i'll-take- it-to-the-house, cash back card. this is the quicksilver cash card from capital one. unlimited 1.5% cash back on every purchase, everywhere, every single day. so let me ask you... what's in your wallet?

a man who doesn't stand still. but jim has afib, atrial fibrillation -- an irregular heartbeat, not caused by a heart valve problem. that puts jim at a greater risk of stroke. for years, jim's medicine tied him to a monthly trip to the clinic to get his blood tested. but now, with once-a-day xarelto®, jim's on the move. jim's doctor recommended xarelto®. like warfarin, xarelto® is proven effective to reduce afib-related stroke risk. but xarelto® is the first and only once-a-day prescription blood thinner

for patients with afib not caused by a heart valve problem. that doesn't require routine blood monitoring. so jim's not tied to that monitoring routine. [ gps ] proceed to the designated route. not today. [ male announcer ] for patients currently well managed on warfarin, there is limited information on how xarelto® and warfarin compare in reducing the risk of stroke. xarelto® is just one pill a day taken with the evening meal. plus, with no known dietary restrictions, jim can eat the healthy foods he likes. do not stop taking xarelto®, rivaroxaban, without talking to the doctor who prescribes it as this may increase the risk of having a stroke. get help right away if you develop any symptoms like bleeding, unusual bruising, or tingling. you may have a higher risk of bleeding if you take xarelto® with aspirin products, nsaids or blood thinners. talk to your doctor before taking xarelto® if you have abnormal bleeding. xarelto® can cause bleeding, which can be serious, and rarely may lead to death. you are likely to bruise more easily on xarelto® and it may take longer for bleeding to stop. tell your doctors you are taking xarelto®

before any planned medical or dental procedures. before starting xarelto®, tell your doctor about any conditions such as kidney, liver, or bleeding problems. xarelto® is not for patients with artificial heart valves. jim changed his routine. ask your doctor about xarelto®. once a day xarelto® means no regular blood monitoring -- no known dietary restrictions. for more information and savings options, call 1-888-xarelto or visit goxarelto.com. for millions of us a new iphone might be near the top of your holiday wish list this year or maybe you're one of the millions who jumped ship to the android. these days it seems there's something for everyone. that also seems to suggest there's something to gain for each of the two tech giants. apple and google are fierce competitors who each staked out their own comfortable share of the market. in the end, can there be room for two?

famed tech writer ted bol stooen came calling with his new book "dogfight." this book reads like a tech thriller with boardroom dirt and everything. what did you learn about the way the companies operate? >> one of the things i learned about the way the two companies operate, apple is a company that despite the major engineering, run by marketers and designers and a google is a company senly run by engineers. one of the worst jobs in silicone valley is being a marketer at google because the guys at the top of google are all engineers and all feel like that's the way to go about doing things. whereas, probably the most powerful guy at apple right now is the designer, johnny ott. >> you talk about in the book how apple has a very strict view of intellectual property, which is a word that, terms that means different things to different

people. to apple -- >> yeah, it does. >> you report to apple, everything and anything that we touch, including the stuff we don't think is useful is ours, don't get near it. you have courtroom scenes there in their suit against samsung. why did you focus on that part of the story? >> well, i mean, it's hard to miss. when you've got a company as big as apple going after pretty much everybody in the world of technology and suing them for patent litigation, for patent violations, it's hard not to pay attention to that. last summer, after all, apple won more than a billion dollar judgment against samsung. it's -- it's a huge deal. but one of the things that people forget when they talk about -- when they think about the patent wars, they think about them as legal issues and the reality is that they are not really legal issues as much as they are marketing issues. if you go back in the history of

patents, you'll see the guys that ultimately won these things were guys who had the most money and most aggressive, not the guys who had necessarily the best innovations. so apple is trying to marketing muscle to try to kind of get an edge here. it's all part of a battle. >> and fred, in looking at the two very different ways that apple and google do business and the things they focus on, did you find one way better than the other? >> oh, i think that's a really, really hard question. i think the marketplace has pretty much told us that android is preferred. at least at this point. i mean, if you look at the market share numbers worldwide, i think that android has 80%, apple has 20%, and following it's narrower in the united states. but still, android is ahead. so i mean, i guess the answer to your question is that people seem to prefer the whole engineering approach to it.

>> so many people said that apple was a cult personality and after steve jobs the company would change, the worth and value would go down. that has not happened. how is it that apple has survived without steve jobs? >> well, i think it kind of depends on who you ask. certainly, apple has survived without steve jobs, and it will survive without steve jobs. i mean, this is a company that still sells jillions of iphones every year and ipads every year. and to boot, has $150 billion in the bank. so it's not going anywhere any time soon. but i think the question that is on a lot of people's minds is whether or not apple can be the kind of innovation giant it has been for the past 10 or 15 years. and that's still -- that's still up for question. because one of the things that i noticed in doing work for the book is that really, in order to kind of come up with world-changing products like the iphone and the ipad, you really have to have the ability to bet

the company on what you're doing. i mean, the iphone wouldn't have gotten built had jobs not bet the company. and i don't know whether or not tim cook or anybody who is replacing -- who would replace steve jobs has that kind of flexibility to to take that enormous risk. >> it's an incredibly competitive world. great read. fred vogel stein, thanks so much. still to come, toure weighs in on the real meaning of black friday. no coupons required for this one. stick with us. ♪ i believe i'm falling in love ♪ vering ♪ ♪ through 12 blizzards blowing ♪ 8 front yards blinding ♪ 6 snowballs flying ♪ 5 packages addressed by toddlers ♪ ♪ that's a q ♪ 4 lightning bolts ♪ 3 creepy gnomes ♪ 2 angry geese ♪ and a giant blow-up snowman ♪ that kind of freaks me out [ beep ] [ female announcer ] no one delivers the holidays like the u.s. postal service. priority mail flat rate is more reliable than ever. and with improved tracking up to 11 scans, you can even watch us get it there.

♪

medicare open enrollment.us of year again. time to compare plans and costs. you don't have to make changes. but it never hurts to see if you can find better coverage, save money, or both. and check out the preventive benefits you get after the health care law. open enrollment ends december 7th. so now's the time. visit medicare.gov or call 1-800-medicare

>> the scenes of black friday madness. you may have laughed or looked down your nose. but please remember, a lot of people are in those wild scenes because they're poor and they need the bargains or the work so badly, they'll put up with a lot. many people look at the poor and think they're poor because they deserve to be. they made mistakes and they have character defects like laziness. but that is social darwinist thinking, and new research shows it completely misunderstands the true nature of poverty. a new book called "scarcity: why having too little means so much" poverty imposes such a massive cognitive load on the poor, they have little band width left over to do things that would lift them out of poverty. the authors say each day in poverty can equal the mental load of losing an entire night's sleep. it's that poverty itself impairs the decision-making process because you're constantly preoccupied with short-term financial hurdles and crises.

this was rendered in heartbreaking detail in an essay by a 31-year-old white woman with two jobs, a baby and a husband who is an iraq war veteran. she wrote, quote, i make a lot of poor financial decisions. none matter in the long term. i will never not be poor so what does it matter? poverty is bleak and cuts off your long-term brain. you should read the whole essay. pen name, killer martinez. she has changed her life. for now. but there's millions just like her stuck in the mud for a long-term. 11 million people currently looking for work. those who are employed are increasingly stuck in minimum wage jobs, often in the fast food industry. the "new york times" notes, the classic image of the high school student flipping big macs after class sorely out-of-date because of lingering unemployment and relative abundance of fast food jobs, older workers are increasingly entering that industry. now 40% of fast food workers are

over 25, and the vast majority of them are not making a living wage. the idea that anyone can climb out of poverty, they just work hard and pull up their boot straps is a fantasy. poverty is sticky, clings to you, leaves physical markers on the body. as linda writes, quote, i have missing teeth and skin that looks like it will when you live on b12 and coffee and nicotine and no sleep. beauty is a thing you get when you can afford it and that's how you get the job you need. as you go through your christmas shopping routine, think about the people on the other side of the cash register, people making minimum wage, people who quite often are on public assistance, which means our tax dollars are helping keep them afloat. paul klugman points out what we have seen time and time again, all empirical evidence suggests that minimum wage increases in the range that is likely to take place do not lead to significant job losses. we can pay these folks $10 an hour and not lose jobs.

in a nation where intergenerational class mobility has grown rare. so the class you're born into is the one you will grow up to join and poverty has a steep cognitive impact. and so much politics is about battling over whether to give one more crumb to the poor or give them none. we are going in the wrong direction. we cannot be the greatest nation on earth if we're not doing better by our least fortunate. that does it for "the cycle." joy reid in more martin. good afternoon. i'm joy reid in for martin bashir. it's monday, december 2nd, a welcome turn of the calendar for the white house. and we're awaiting at this very moment the ntsb press conference on the deadly train derailment in new york. senators charles schumer and richard blumenthal. we will bring it live when it happens. we begin with a new month and

fresh test for president obama to see how good is good enough for healthcare.gov. today the obama administration is claiming success in getting the website to work smoothly for the vast majority of users. a passing grade for its own self-set december 1st ted line. the latest progress report says the site is working more than 90% of the time, able to handle at least 800,000 users a day. in fact, the white house says 375,000 people visited the site before noon today. and while the official numbers aren't in yet, nbc news confirms that about 100,000 people were able to select plans on the federal exchange in november. up some 27,000 -- up from some 27,000 in october. but the white house says it still has more work to do. >> the president believes that the site has been significantly improved. but the work is not done. and it will continue. >> and right now, that rehabilitation effort extends well beyond the website to the president's political support. and his